
Therefore, we’ve built ERM+. Based on our combined experience of over 500+ years, we have designed ERM+ to enable business leaders to make informed decisions, improve commercial viability, and avoid regulatory fines & sanctions
– all at a fraction of the cost!

This dashboard shows the main metrics for a firm's resilience across customers, firm's viability and market integrity.

This image is a snapshot from our system showing the number of events (miss/hit), their status, root causes and areas of impact.

Risk and Capital are the two sides of the same coin. Therefore, ERM Plus is designed to fully support capital and liquidity management.

This dashboard shows the main metrics for a firm's resilience across customers, firm's viability and market integrity.
Problems we solve
When we were developing ERM + our main motives were to provide solutions to the following problems:
High cost of risk and compliance management:
Firms spend large sums on multiple, overlapping tools to manage Third Party, InfoSec, FinCrime, and Compliance risks. The result is duplicated effort, inconsistent data, and vendor spend. ERM+ consolidates these components into one platform, reducing licence and integration costs while improving reporting accuracy and timeliness.
Manual Risk Management Process:
Many risk functions still rely on spreadsheets and manual workflows to track risks, issues, controls, and remediation. This creates data quality problems, version control issues, and slow, opaque audit trails. ERM+ automates workflows and centralises data, cutting human error, speeding reporting, and providing a single auditable source of truth.
Fragmented risk and compliance:
Siloed tools and spreadsheets hide the interdependency between incidents, controls, business objectives, and regulatory obligations, making it hard to prioritise remediation or quantify impact. ERM+ maps interdependencies across risks, processes, systems, and third parties, so you can see root causes, prioritise actions, and demonstrate regulatory alignment.
Our Solutions
Explore our range of risk solutions which cover the non-financial risk management and its flip side the prudential capital & liquidity management. Access these solutions on full or fractional basis.

Enterprise-wide Risk Management
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Manage and monitor all critical risk types. Streamline compliance.
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Map dependencies between business-critical services, systems, and third parties.
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Improved reports

Capital and Liquidity Assessment & Reporting
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Automate internal capital and liquidity management processes (ICARA/ICAAP)
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Monitor, calculate and report capital and liquidity requirements
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Deliver real-time dashboards with full audit trails.
Fractional Risk Management
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Access senior-level risk expertise on demand.
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Enhance or outsource your risk function without the cost of a full-time CRO.
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Fortify your posture against any regulatory scrutiny.

Why Choose ERM Plus
Better Insights >> Better Business Decisions >> Improved Viability
Practitioner-led
Built by risk management experts who understand the real-world challenges you face every day. Our co-founders and associates bring in 500+ years of risk and regulatory management experience.
Interconnected Solution
We recognise that risks don't exist in silos. Our platform reflects the true interconnected nature of risks.
Fast & Affordable
Implementation in weeks, not months. A fraction of the cost of incumbent providers. Value from day one.
Our Impact
50+
Years of combined risk experience between the co-founders
500+
Years of combined risk experience between the co-founders and senior associates
100%
Passion for adding value through risk management
Meet Key Members
At ERM PLUS, we are driven by a passion for risk management and a commitment to revolutionize the risk management process within the financial services sector. Our mission is to streamline both qualitative and quantitative risk management, ensuring that financial institutions can operate with confidence and resilience.
Dr. Mustafa Cavus, Co-founder
Mustafa is a Quant and Risk Analysis Expert. Over 25+ years has worked in the Banking & Finance industry in London, Frankfurt and Singapore. He is also the founder of highly recognised and widely used Capital Modelling Software, Monte Carlo Plus.

Mr. Laxman Maharjan, Co-Founder
Laxman is a Non-Financial Risk Expert.
Having worked in a wide range of sector as a Senior Consultant including Banking & Finance, Central Government, Local Government, Manufacturing, Real estate, GRC Solution, he brings more than 15 years of relevant experience.

Mr. Shiraj Manandhar, CTO
Shiraj has over 20 years of experience in software development and management and worked in many high profile companies in the manufacturing, financial services, and hospitality sector.

Clients
These are some of the clients we have worked for or with







Testimonials
"ERM Plus exceeded our expectations with their innovative solutions and industry knowledge. They have been a true partner in our journey towards resilience and business excellence."
Head of ERM, Investment Firm
"The expertise and professionalism of the ERM Plus team are unparalleled. Their strategic guidance and hands-on approach have been instrumental in achieving our business goals."
Head of Risk, Retail Brokerage Firm
“Working with ERM PLUS was a game-changer for our risk management processes. The tool's functionality exceed our expecations and implementation process was swift.”
CRO, Commercial Banking
"ERM PLUS significantly reduced the time and resources for achieving regulatory compliance in risk and prudential management."
Head of OpRisk, Asset Management Firm
Get In Touch
